Practical security and development insights for builders and defenders.

By Gowri Shankar Balasubramaniam, it application security manager

FinTech & Payments

Secure Revenue with Novalnet: Payment Guarantee for Invoice and SEPA Direct Debit

The Novalnet payment guarantee is a service in which Novalnet AG, a BaFin-licensed payment institution, covers the risk of customer non-payment on approved invoice and SEPA Direct Debit orders. Merchants receive the full order amount even if the customer never pays. It applies to B2C customers in Germany, Austria and Switzerland and B2B customers in the EU and Switzerland, for EUR orders from EUR 9.99.

7 min read

Mobile Security

Midnight Mimosa: Proxy Malware Pre-Installed on Android Phones

Some budget Android phones are compromised before they leave the box. The Midnight Mimosa campaign puts malicious code directly into device firmware, where it gains system-level privileges, commits ad fraud, and turns phones into residential proxies. This post explains how the framework works, why it is a supply-chain risk for enterprises, and what users, security teams and procurement leaders should do.

7 min read